October 24, 2016

Here's the Perfect Way to Move on - 5 Quick Tips to Avoid Getting Broke After Break-up







It is almost December and you may spend and celebrate Christmas eve alone listening to that song: 

"Pasko na naman, ngunit wala ka pa, hanggang kailan kaya ako maghihintay sa iyo"

Ouch!

Kuya naman eh! You made me sad na talaga... 

My 18 year old cousin told me. That was our conversation last year. She was hurt and crying, but now, she was perfectly fine. My advise for her  worked well and would work for you too...


Are you going through a tough time? You better read this!


Being the "kuya" and a usual relationship adviser as what they call me, I have an opportunity to talk to teenagers and have guided them on certain issues in their lives. Our world has changed so fast and also these millennials. However, going through a relationship storm is not  just a 2016 thing. We experienced break-ups and have individual stories. I don't know yours but mine was a sad one. That's why "hugot'' lines are very popular nowadays. 


I watched the trailer of Camp Sawi, a movie that was already shown in cinemas just this year with big celebrities like Andi Eigenman, Sam Milby, Bella Padilla... I love watching Pinoy movies and oh! this movie is so appealing and interesting. What I've learned in this movie is that people sometimes go crazy when heart-broken. 

Hay buhay...

Pag-ibig talaga!




I believe that our finances and our emotions go together hand in hand. It goes without saying that when we are experiencing tough times, we have to be responsible to closely watch our life. I crafted 5 helpful tips for all millennials. Applying these things will save you from getting into another problem and will have you avoid messing up your finances.


1. You can't make things right by spending more. 


Nagmahal, Nasaktan,_________________.


A. nangutang, nagtravel...


B. Naglasing, naubos ang sahod, nangutang na naman...


C. Nasaktan ulit, nagresign, naubos ang ipon...


D. Nagmukmok, nawalan ng pag-asa, nabaon sa utang...





These are just common scenarios that can happen when you are in this situation. 
Bes, dahan2x lang. As much as I would like you to move on and unwind, I also want you to spend less. We are often enticed to think of these places; Boracay, Palawan, Macau, Japan, Singapore...Remember, these places has a price tag.

It's even a bigger problem if the money you would use to travel is a borrowed money from friends. Now you are in double jeopardy!

In an article from Daily Mail Online Why a broken heart can break the bank: Women who shop after a failed relationship spend more than any other time Researchers studied how women spend when their emotions change, most expensive shopping trips were recorded after relationship break-ups,  and boredom, window shopping and browsing online also cause overspends. 

Going shopping after suffering from heartbreak is bad for your bank balance, a study has revealed. Researchers found that women who head to the shops to cheer themselves up after calling time on their relationship spend more money than on any other shopping trip.


Life goes on and the best inner healing you can get is to face the problem and have a reason to be happy in little ways. It is not the end of the world though.

Think of some activities that you can spend less like learning how to earn in blogging, enroll in kick-boxing or other sports, or join charity works. I'm amazed that there are many great avenues that we can do at a very low cost. For instance, there are lot of books that you can read online for free. I'm a heavy user of social media and I'm taking advantage on it to read more and learn more. If you can see my facebook timeline, it is literally an online library. Now, I take interest in foreign exchange, digital marketing, seo, and blogging. Life is fun when you're learning new things.


2. Dont go broke just because you are broken-hearted.


Being in this situation is a "making" or "breaking" stage in your life. It is an opportunity for you to shape you from the inside out or it will drag you down. My friend says that when she becomes lonely and feels alone, she tends to eat more and shop more, sometimes uncontrolled. Now she gained so much weight and resented because of that past break-up.

This could be so true. Our impulsiveness is complimented with our current state of mind and our decision-making. When we're hurt, what we care is only to feel good and feel better. 

Mica Tan is the best example that every millennial today should learn from. She is a great inspiration. She was just a teenager when I started in the stock market and "she has been the talk of the town". Her successes are beyond her inspiring story. She's just simply amazing!

 She's already trading stocks at the age of eight and now one of the youngest multi-millionaires in the country. She is one of the most beautiful faces in the finance world.I wrote an article about her in my previous blog: 8 Smart Head-turners of Philippine Stock Exchange





Would you believe that she was struggling emotionally  before?


This 24 years-old Alpha Female was a broken-hearted girl but she made it as an inspiration to develop all the more and took advantage of the situation she's going through. She turns it in her favor.

Her response was unconventional. She endured her emotional stage through axing her skills in finance, she engaged in entrepreneurship and started  angel investing when she was your age.

You can watch the full interview from Wise Cash Mica Tan: "From Broken-hearted to Super Millionaire" to see more of her story on the interview at 25:55 of this video.




3. You have more perks being single.

In my previous blog, I wrote an article Awesome Perks of Being Single.  If you are just a teenager or a young professional, think of something that you will grow and stretch yourself to the next level-one step away from your comfort zone.

5 years ago, I decided to invest in my financial life and I'm almost on my goal. That time I told myself to earn my first Million at least before going 30 and humbly speaking, I'm almost there. I'm already wrapping up my list to end my year with good hits. I knew in my heart that it's not all about money,  accomplishing a goal is another story.


Speaking about Perks, this time can be the best time of your life. Ask me why!

- You can budget your money well.

- You can decide for yourself quickly.

- You can be independent in what you do.

-You can get rich earlier.

- You can be your own INSPIRATION!



Just a quick sigway, I'm inviting you to join our men's small group mentoring every Thursday at The Coffee Bean/Cafe Aquatica, Promenade, San Juan, Metro Manila. This is the best avenue to meet new people who are in the field of finance, CEO's, and professionals. This is for free!  See you there. 

For those who are interested, please contact me: 09369280089 or shoot me an email: palengkekid@gmail.com...






4. Always spend within your means.


Dealing with a break up is scary and confusing. When we're heartbroken, we tend to make not-so-great-decisions: drinking too much, hooking up with strangers, blaming ourselves, or doing other crazy things. The good news is that we can learn from these mistakes! And even though breakups are never easy, they can be more or less painful depending on how we handle them. 

Always spend within your means and appreciate every little things. In this way, you can easily avoid emotional and uncontrolled buying habit.

I crowd-source an answer to my friends and colleagues on this question, "What do you spend for after break-up?" Some of them gave surprising answers:












































5. Don't mess with your wallet.  It might also break-up with you.


I tried to search in google to look for relevant information and facts about advise to move-on in a relationship prudently, but all I can see were all tied up to spending.

Our nature is always a spender and if we will not be paying much attention to it, we may be doing things that are leading to uncontrolled spending habit. Worst case, it is always a wolf in sheep's clothing. We don't usually see the destructive effect at first and we will realize it in the latter part.

 If I'm going to rate the top 5 things that can make you broke while you are going through tough times; these are impulsive buying, unplanned travels, borrowing to shop more, neglecting your budget, and engaging in excessive hang-outs.


I hope that you can move on with this process and look at it as part of your growth. I pray and hope that the conclusion of your life as you move on will be like this:

 "Nagmahal, Nasaktan, Nag-ipon, Nag-invest"




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